Simulate Create Account

Performs the real account-opening request a supervisor would make from the console — without requiring the supervisor right — and a real account follows. Unlike the other simulate routes, this does not fake a state. It moves the application to Account Requested and hands off to the account-opening flow.

Precondition: the application must be approved. Account opening requires every step to be approved: form, documents, KYC, sanctions screening, and risk assessment. Use the other simulate routes to get there first. A business application additionally needs a Certificate of Incorporation with a usable attachment.

One-way door: the application becomes locked once requested, and further broker submits are rejected.

Asynchronous: a 200 means the request was accepted, not that the account exists. Poll AccountOpeningStatus on GET /application/detail/{id}, or wait for the account.created webhook. A failed creation stays requested and is picked up by an FV Bank agent; nothing is signalled to the broker.

Blocked in production. Returns 400 when simulation is disabled (broker.simulate.enabled=false or production environment).

{
  "Id": "6a3a2f324c2e4b093dce834b"
}

{
  "Id": "6a3a2f324c2e4b093dce834b"
}

{
  "ResponseCode": 200,
  "ResponseMessage": "Success",
  "ResponseData": {
    "ApplicationId": "6a3a2f324c2e4b093dce834b",
    "AccountOpeningStatus": "requested"
  }
}

{
  "ResponseCode": 200,
  "ResponseMessage": "Success",
  "ResponseData": {
    "ApplicationId": "6a3a2f324c2e4b093dce834b",
    "AccountOpeningStatus": "requested"
  }
}