POST/application/submit-form

Create Application

Creates a new broker-managed Business Plus application.

Business.Id must be absent. PrimaryIndividual is required and must include at least the primary representative's details. The API validates business fields against the configured KYB schema.

The response returns the full saved Business object. Save the ApplicationId from the response — it is required for all subsequent calls (submit-individual, document/upload, ask/answer, GET detail, etc.).

KYC checks, sanctions screening, and officer-track reconciliation run asynchronously after the synchronous save.

Headers

Field	Type	Required	Possible values	Description
`session-token`	string	Required	—	SessionToken obtained from the Create GMA Session endpoint. All secured endpoints require this header.

Request body

Field	Type	Required	Possible values	Description
`Business`	object	Required	—	Full business KYB payload. Must NOT include Business.Id on first create.
`Business.Type`	integer	Required	1	Business Plus application type. Supports only `1`.
`Business.EntityType`	string (enum)	Required	Sole_Proprietorship \| Partnership \| Limited_Partnership \| Limited_Liability_Partnership \| Corporation \| S_Corporation \| Limited_Liability_Company \| Cooperative \| Non_Profit_Organisation \| Benefit_Corporation \| Trust	Legal entity type.
`Business.AmountOfInitialDeposit`	integer	Required	—	Expected initial deposit amount (USD)
`Business.AverageBalance`	integer	Required	—	Expected average account balance (USD)
`Business.NumberOfMonthlyAchDeposits`	integer	Required	—	Expected monthly ACH deposit count
`Business.AmountOfMonthlyAchDeposits`	integer	Required	—	Expected monthly ACH deposit amount (USD)
`Business.NumberOfMonthlyDomesticWireDeposits`	number	Required	—	Expected monthly domestic wire deposit count
`Business.AmountOfMonthlyDomesticWireDeposits`	number	Required	—	Expected monthly domestic wire deposit amount (USD)
`Business.NumberOfMonthlyInternationalWireDeposits`	number	Required	—	Expected monthly international wire deposit count
`Business.AmountOfMonthlyInternationalWireDeposits`	number	Required	—	Expected monthly international wire deposit amount (USD)
`Business.NumberOfMonthlyAchPayments`	number	Required	—	Expected monthly ACH payment count
`Business.AmountOfMonthlyAchPayments`	number	Required	—	Expected monthly ACH payment amount (USD)
`Business.NumberOfMonthlyDomesticWirePayments`	number	Required	—	Expected monthly domestic wire payment count
`Business.AmountOfMonthlyDomesticWirePayments`	number	Required	—	Expected monthly domestic wire payment amount (USD)
`Business.NumberOfMonthlyInternationalWirePayments`	number	Required	—	Expected monthly international wire payment count
`Business.AmountOfMonthlyInternationalWirePayments`	number	Required	—	Expected monthly international wire payment amount (USD)
`Business.ExpectedAmountMonthlyDigitalCurrencyCustody`	number	Required	—	Expected monthly digital currency custody amount (USD)
`Business.HasBusinessPlan`	boolean	Required	—	Indicates whether the business has a written business plan.
`Business.Businesses`	array<string> (enum)	Required	MSB_Crypto_Exchange_OTC_Liquidity_Provider_Remittance_FX_Business \| Stock_Brokerage \| Fund_Family_Office \| Financial_Institution \| Other	Business categories.
`Business.MoneyServicesBusiness`	boolean	Required	—	Indicates whether the business is a money services business.
`Business.MerchantAcquirerPsp`	boolean	Required	—	Indicates whether the business operates as a merchant acquirer or payment service provider.
`Business.MobileCountryCode`	integer	Required	—	International dialing code for MobilePhone (e.g. `1` for US).
`Business.MobilePhone`	string	Required	—	Business mobile phone number.
`Business.Website`	boolean	Required	—	Indicates whether the business has a website.
`Business.PrimaryBusinessActivities`	string	Required	—	Primary business activities description.
`Business.BusinessProductServices`	string	Required	—	Description of products and services. Max: 1024 characters.
`Business.CustomerDescription`	string	Required	—	Description of the business's customer base.
`Business.BusSourceOfFunds`	array<string> (enum)	Required	revenue_from_business_operations \| loans_and_financing \| investment_income \| capital_contribution \| government_grants_and_subsidies \| intercompany_transfers \| sales_of_assets \| customer_payments \| royalties_from_intellectual_property \| licensing_fees \| franchise_fees \| litigation_proceeds \| contracts \| commissions \| rental_income \| inheritance \| insurance_income \| lifetime_savings_of_owners \| lottery_and_gaming \| retained_earnings \| retirement_account	Business source of funds.
`Business.IllegalImmoralDisclosure`	array<string> (enum)	Required	marjuana_or_cannabis \| gambling \| cash_transactions \| guns_arms_or_ammunition \| adult_content_or_pornography \| precious_metals \| none_of_the_above	Disclosure of involvement in illegal or immoral activities. Use `none_of_the_above` if none apply.
`Business.DepositLocations`	array<string> (enum)	Required	usa \| canada \| europe \| asia \| china \| south_america \| central_america \| caribbean \| africa \| australia_nz \| middle_east	Geographic regions from which deposits are expected.
`Business.DepositReasons`	array<string> (enum)	Required	receiving_funds_against_invoices_from_customer \| receiving_funds_from_investors \| receiving_own_funds_from_other_accounts \| receiving_funds_from_the_liquidation	Reasons for expected deposits.
`Business.PaymentLocations`	array<string> (enum)	Required	usa \| canada \| europe \| asia \| china \| south_america \| central_america \| caribbean \| africa \| australia_nz \| middle_east	Geographic regions to which payments are expected.
`Business.PaymentReasons`	array<string> (enum)	Required	trade_supplier_expense \| credit_card_and_loan_payments \| salaries_or_commissions \| travel \| own_investments_equity_debt_token \| capital_expenditures \| legal_and_accounting \| tax_payments \| utilities \| technology_and_it \| mortgage_and_leases	Reasons for expected payments.
`Business.HasEntity`	boolean	Required	—	Indicates whether the business has related entities.
`Business.Penalty`	boolean	Required	—	Indicates whether the business has had any regulatory penalties.
`Business.Litigation`	boolean	Required	—	Indicates whether the business is involved in litigation.
`Business.LiquidFunds`	boolean	Required	—	Indicates whether the business has liquid funds.
`Business.BankAccountAnotherFinancialInstitution`	boolean	Required	—	Indicates whether the business holds accounts at other financial institutions.
`Business.EmpCount`	string (enum)	Required	1_10 \| 11_25 \| 26_50 \| 50+	Employee count category.
`Business.BusinessName`	string	Required	—	Legal business name. Min: 2, Max: 100 characters.
`Business.Address`	object	Required	—	Primary registered business address.
`Business.Address.Street`	string	Required	—	Street name. Max 40 characters.
`Business.Address.BuildingNumber`	string	Required	—	Building or suite number. Max 40 characters.
`Business.Address.City`	string	Required	—	City. Min 2, Max 40 characters.
`Business.Address.State`	string	Required	—	State or province. Min 2, Max 40 characters.
`Business.Address.PinCode`	string	Required	—	Postal / ZIP code
`Business.Address.Country`	string	Required	e.g. US \| GB \| DE	Country code. ISO 3166-1 alpha-2 (e.g. `US`, `GB`).
`Business.AddressList`	array<object>	Required	—	Additional business addresses (e.g. registered address, mailing address). Each entry requires at minimum `Type`, `Street`, `BuildingNumber`, `City`, `State`, and `Country`.
`Business.AddressList[].Type`	string (enum)	Required	MAILING \| REGISTERED	Address category.
`Business.AddressList[].Street`	string	Required	—	Street name. Max 40 characters.
`Business.AddressList[].BuildingNumber`	string	Required	—	Building or suite number. Max 40 characters.
`Business.AddressList[].City`	string	Required	—	City. Min 2, Max 40 characters.
`Business.AddressList[].State`	string	Required	—	State or province. Min 2, Max 40 characters.
`Business.AddressList[].PinCode`	string	Required	—	Postal / ZIP code
`Business.AddressList[].Country`	string	Required	e.g. US \| GB \| DE	Country code. ISO 3166-1 alpha-2 (e.g. `US`, `GB`).
`Business.BusinessRegistrationCountry`	string	Required	—	Country of business registration. ISO Alpha-2 code (e.g. `US`).
`Business.BusinessRegistrationNumber`	string	Required	—	Business registration number. Min: 2, Max: 50 characters.
`Business.BusinessFormationDate`	string	Required	—	Business registration date. Format: `yyyyMMdd` (e.g. `20250404`).
`Business.InOperation`	boolean	Required	—	Has the business started operations? When `true`, `OperationStartDate` is required. When `false`, `OperateEstDate` is required.
`Business.BusinessIndustryType`	string (enum)	Required	agriculture \| mining \| utilities \| construction \| manufacturing \| wholesale \| retail \| transportation \| information \| finance \| real \| professional \| management \| administrative \| educational \| health \| arts \| accommodation \| other \| public	NAICS industry category.
`Business.InternationalCustomers`	array<string> (enum)	Required	Afghanistan \| Belarus \| Bosnia_and_Herzegovina \| Burma \| Central_African_Republic \| Congo \| Croatia \| Cuba \| Ethiopia \| Iran \| Iraq \| Kosovo \| Lebanon \| Libya \| Macedonia_North \| Mali \| Montenegro \| Nicaragua \| North_Korea \| Russian_Federation \| Serbia \| Slovenia \| Somalia \| South_Sudan \| Sudan \| Syria \| Ukraine \| Venezuela \| Yemen \| Zimbabwe \| None_of_the_above	List of high-risk countries from which the business accepts customers. Use `None_of_the_above` if none apply.
`Business.HasCoinConversionPlan`	boolean	Required	—	Plans to convert stablecoins to/from fiat.
`Business.HasCryptoConversionPlan`	boolean	Required	—	Plans to convert cryptocurrencies to/from fiat.
`Business.DealsInCryptocurrency`	boolean	Required	—	Indicates whether the business deals in cryptocurrency.
`PrimaryIndividual`	object	Required	—	Primary representative for the application. Required on create; omit on re-submit. Should include the full `BrokerIndividual` payload — see `POST /application/submit-individual` for all available fields. At minimum include `FirstName`, `LastName`, `Email`, `MobileCountryCode`, `MobilePhone`, and `IsPrimaryUser: true`.
`PrimaryIndividual.FirstName`	string	Required	—	First name.
`PrimaryIndividual.LastName`	string	Required	—	Last name.
`PrimaryIndividual.Email`	string	Required	—	Email address. Must be unique.
`PrimaryIndividual.MobileCountryCode`	integer	Required	—	International dialing code for MobilePhone.
`PrimaryIndividual.MobilePhone`	string	Required	—	Mobile phone number.
`PrimaryIndividual.IsPrimaryUser`	boolean	Required	—	Set to `true` for the primary representative.
`PrimaryIndividual.IsShareHolder`	boolean	Required	—	Is this person a shareholder?
`PrimaryIndividual.IsAuthorizedUser`	boolean	Required	—	Is this person an authorized user?
`PrimaryIndividual.Address`	object	Required	—	Residential address. Required for shareholders, authorized users, directors, and control persons.
`PrimaryIndividual.Address.Street`	string	Required	—	Street name
`PrimaryIndividual.Address.BuildingNumber`	string	Required	—	Building or house number
`PrimaryIndividual.Address.City`	string	Required	—	City name
`PrimaryIndividual.Address.State`	string	Required	—	State or province name
`PrimaryIndividual.Address.PinCode`	string	Required	—	Postal or ZIP code
`PrimaryIndividual.Address.Country`	string	Required	—	ISO Alpha-2 country code (e.g. `US`)
`Business.CreatedAt`	integer (int64)	Optional	—	Unix timestamp in seconds when the record was created. Server-assigned; do not include in request.
`Business.UpdatedAt`	integer (int64)	Optional	—	Unix timestamp in seconds when the record was last updated. Server-assigned; do not include in request.
`Business.BusinessOther`	string	Optional	Any string	Specify other business type when Other is selected in Businesses. Min: 2, Max: 50 characters.
`Business.SignerFirstName`	string	Optional	—	Authorized signer's first name. Min: 2, Max: 50 characters. Not collected by the broker onboarding flow; provide programmatically.
`Business.SignerMiddleName`	string	Optional	—	Authorized signer's middle name. Max: 50 characters.
`Business.SignerLastName`	string	Optional	—	Authorized signer's last name. Min: 2, Max: 50 characters. Not collected by the broker onboarding flow; provide programmatically.
`Business.Tnc`	boolean	Optional	—	Certificate of Beneficial Owners agreement acceptance. Not collected by the broker onboarding flow; provide programmatically.
`Business.AcceptDelarationAggrement`	boolean	Optional	—	Terms and Conditions acceptance. Not collected by the broker onboarding flow; provide programmatically.
`Business.Signature`	string	Optional	—	Applicant's signature. Not collected by the broker onboarding flow; provide programmatically.
`Business.RegulatedDisclosure`	boolean	Optional	—	Indicates whether the business is regulated.
`Business.RegulatoryAgency`	array<string> (enum)	Optional	OFAC \| FinCEN \| OCC \| Fed_Reserve \| OTS \| FDIC \| SEC \| IRS \| Other	Applicable regulatory agencies. Required when `RegulatedDisclosure` is `true`.
`Business.PrimaryBusinessModel`	string	Optional	—	Description of the primary business model. Required when `MoneyServicesBusiness` is `true`.
`Business.Phone`	string	Optional	—	Business phone number. Min: 10, Max: 15 characters.
`Business.LandlineCountryCode`	integer	Optional	—	International dialing code for LandlinePhone.
`Business.LandlinePhone`	string	Optional	—	Business landline phone number.
`Business.Url`	string	Optional	—	Business website URL. Required when `Website` is `true`. Min: 5, Max: 500 characters.
`Business.Engage`	string	Optional	—	Description of how the business engages customers without a website. Required when `Website` is `false`.
`Business.Entities`	array<object>	Optional	—	List of related entities (subsidiaries, affiliates, shareholders). Required when `HasEntity` is `true`.
`Business.Entities[].Relations`	string (enum)	Optional	subsidiary \| affiliate \| shareholder	Relationship of this entity to the business. Required when `HasEntity` is `true`.
`Business.Entities[].Name`	string	Optional	—	Legal name of the related entity. Required when `HasEntity` is `true`.
`Business.Entities[].IncorpCountry`	string	Optional	—	Country of incorporation (ISO alpha-2). Required when `HasEntity` is `true`.
`Business.Entities[].Website`	string	Optional	—	Website URL of the related entity. Optional.
`Business.Entities[].BusinessNature`	string	Optional	—	Description of the related entity's business nature. Required when `HasEntity` is `true`.
`Business.Entities[].YearOfIncorporation`	string	Optional	—	Year the related entity was incorporated (e.g. `2020`). Required when `HasEntity` is `true`.
`Business.Entities[].PercentOwner`	number	Optional	—	Ownership percentage held by the business. Required when `Entities[].Relations` is `shareholder`.
`Business.Entities[].SourceOfWealthList`	array<string> (enum)	Optional	employment_compensation \| retirement_pension \| proceeds_from_sale \| inheritance \| gifts_from_family \| bank_loan \| family_loan \| income_legal_settlements \| casino_lottery_winnings \| investments	Source of wealth for the shareholder entity. Required when `Entities[].Relations` is `shareholder`.
`Business.PenaltyDetails`	string	Optional	—	Details of regulatory penalties. Required when `Penalty` is `true`.
`Business.LitigationDetails`	string	Optional	—	Details of ongoing or past litigation. Required when `Litigation` is `true`.
`Business.AdditionalBankAccountInstName`	string	Optional	—	Name of the other financial institution. Required when `BankAccountAnotherFinancialInstitution` is `true`.
`Business.DoingBusinessAs`	string	Optional	—	DBA (Doing Business As) name. Min: 1, Max: 100 characters.
`Business.BusinessTaxId`	string	Optional	—	Business Tax ID. Min: 2, Max: 20 characters. Required when `BusinessRegistrationCountry` is not `US`.
`Business.Ein`	string	Optional	—	Employer Identification Number. Min: 5, Max: 20 characters. Required when `BusinessRegistrationCountry` is `US`.
`Business.OperationStartDate`	string	Optional	—	Date the business began operations. Required when `InOperation` is `true`. Format: `yyyyMMdd`.
`Business.OperateEstDate`	string	Optional	—	Estimated date operations will begin. Required when `InOperation` is `false`. Format: `yyyyMMdd`.
`Business.NumberOfMonthlyStablecoinConversionsDeposits`	number	Optional	—	Expected monthly stablecoin deposit conversion count. Required when `HasCoinConversionPlan` is `true`.
`Business.AmountOfMonthlyStablecoinConversionsDeposits`	number	Optional	—	Expected monthly stablecoin deposit conversion amount. Required when `HasCoinConversionPlan` is `true`.
`Business.NumberOfMonthlyStablecoinConversionsPayments`	number	Optional	—	Expected monthly stablecoin payment conversion count. Required when `HasCoinConversionPlan` is `true`.
`Business.AmountOfMonthlyStablecoinConversionsPayments`	number	Optional	—	Expected monthly stablecoin payment conversion amount. Required when `HasCoinConversionPlan` is `true`.
`Business.CountOfMonthlyCryptocurrencyConversions`	number	Optional	—	Expected monthly cryptocurrency conversion count. Required when `HasCryptoConversionPlan` is `true`.
`Business.AmountOfMonthlyCryptocurrencyConversions`	number	Optional	—	Expected monthly cryptocurrency conversion amount. Required when `HasCryptoConversionPlan` is `true`.
`PrimaryIndividual.MiddleName`	string	Optional	—	Middle name. Max 50 characters.
`PrimaryIndividual.MotherMaidenName`	string	Optional	—	Mother's maiden name. Required when `IsAuthorizedUser` is `true`.
`PrimaryIndividual.Dob`	string	Optional	—	Date of birth. Format: `yyyyMMdd`. Required for shareholders, authorized users, directors, and control persons.
`PrimaryIndividual.Nationality`	string	Optional	—	ISO 3166-1 alpha-2 nationality. Required for shareholders, authorized users, directors, and control persons.
`PrimaryIndividual.TaxId`	string	Optional	—	Tax ID number. Required for shareholders, authorized users, directors, and control persons.
`PrimaryIndividual.Ssn`	string	Optional	—	Social Security Number (9 digits, no hyphens). Required for US individuals.
`PrimaryIndividual.Role`	string (enum)	Optional	ceo \| cfo \| coo \| president \| vice_president \| partner \| manager \| other	Role. Required when `IsAuthorizedUser` is `true`.
`PrimaryIndividual.AccessType`	string (enum)	Optional	StdViewer \| StdBasic \| StdApprover \| NoGroup	Account access level. Required when `IsAuthorizedUser` is `true`.
`PrimaryIndividual.Card`	number	Optional	e.g. 1	Card preference flag (e.g. `1`). Used with address country for Visa debit card eligibility.
`PrimaryIndividual.MailingAddress`	object	Optional	—	Mailing address. Same shape as `PrimaryIndividual.Address`.
`PrimaryIndividual.MailingAddress.Street`	string	Optional	—	Street name
`PrimaryIndividual.MailingAddress.BuildingNumber`	string	Optional	—	Building or house number
`PrimaryIndividual.MailingAddress.City`	string	Optional	—	City name
`PrimaryIndividual.MailingAddress.State`	string	Optional	—	State or province name
`PrimaryIndividual.MailingAddress.PinCode`	string	Optional	—	Postal or ZIP code
`PrimaryIndividual.MailingAddress.Country`	string	Optional	—	ISO Alpha-2 country code (e.g. `US`)
`PrimaryIndividual.IsControlPerson`	boolean	Optional	—	Is this person a control person of the business?
`PrimaryIndividual.IsIndependentDirector`	boolean	Optional	—	Is this person an independent director? Required when `IsShareHolder`, `IsAuthorizedUser`, and `IsControlPerson` are all `false`.
`PrimaryIndividual.IsDirector`	boolean	Optional	—	Is this person a director? Required when `IsShareHolder`, `IsAuthorizedUser`, or `IsControlPerson` is `true`.
`PrimaryIndividual.IsAuthorizedContact`	boolean	Optional	—	Is this person an authorized contact? Required when `IsAuthorizedUser` is `true`.
`PrimaryIndividual.IsAgentWithAttorneyPower`	boolean	Optional	—	Does this person hold power of attorney? Required when `IsAuthorizedUser` is `true`.
`PrimaryIndividual.HaveControlOverEntity`	boolean	Optional	—	Does this person have control over a related entity?
`PrimaryIndividual.PercentOwner`	number	Optional	—	Ownership percentage held by this individual (e.g. `25`).
`PrimaryIndividual.SourceOfWealthList`	array<string> (enum)	Optional	employment_compensation \| retirement_pension \| proceeds_from_sale \| inheritance \| gifts_from_family \| bank_loan \| family_loan \| income_legal_settlements \| casino_lottery_winnings \| investments	Sources of wealth for this individual.
`PrimaryIndividual.CountryOfIssuance`	string	Optional	e.g. US \| GB \| DE	Country that issued the individual's primary ID document. ISO 3166-1 alpha-2. Required when IsShareHolder, IsAuthorizedUser, IsIndependentDirector, or IsControlPerson is `true`.

Example request

{
  "Business": {
    "Type": 1,
    "EntityType": "Limited_Liability_Company",
    "AmountOfInitialDeposit": 10000,
    "AverageBalance": 50000,
    "NumberOfMonthlyAchDeposits": 5,
    "AmountOfMonthlyAchDeposits": 10000,
    "NumberOfMonthlyDomesticWireDeposits": 3,
    "AmountOfMonthlyDomesticWireDeposits": 20000,
    "NumberOfMonthlyInternationalWireDeposits": 2,
    "AmountOfMonthlyInternationalWireDeposits": 15000,
    "NumberOfMonthlyAchPayments": 4,
    "AmountOfMonthlyAchPayments": 8000,
    "NumberOfMonthlyDomesticWirePayments": 3,
    "AmountOfMonthlyDomesticWirePayments": 12000,
    "NumberOfMonthlyInternationalWirePayments": 1,
    "AmountOfMonthlyInternationalWirePayments": 5000,
    "ExpectedAmountMonthlyDigitalCurrencyCustody": 0,
    "CountOfMonthlyCryptocurrencyConversions": 1,
    "AmountOfMonthlyCryptocurrencyConversions": 2000,
    "NumberOfMonthlyStablecoinConversionsDeposits": 2,
    "AmountOfMonthlyStablecoinConversionsDeposits": 4000,
    "NumberOfMonthlyStablecoinConversionsPayments": 2,
    "AmountOfMonthlyStablecoinConversionsPayments": 4000,
    "HasBusinessPlan": true,
    "Businesses": [
      "MSB_Crypto_Exchange_OTC_Liquidity_Provider_Remittance_FX_Business"
    ],
    "SignerFirstName": "Ada",
    "SignerMiddleName": "Mary",
    "SignerLastName": "Lovelace",
    "Tnc": true,
    "AcceptDelarationAggrement": true,
    "Signature": "Ada Lovelace",
    "RegulatedDisclosure": false,
    "RegulatoryAgency": [
      "OFAC"
    ],
    "MoneyServicesBusiness": false,
    "PrimaryBusinessModel": "Wholesale distribution to retail partners under annual supply agreements.",
    "MerchantAcquirerPsp": false,
    "Phone": "2025550126",
    "PrimaryBusinessActivities": "Wholesale distribution of consumer electronics to retail partners across the United States.",
    "BusinessProductServices": "Consumer electronics: laptops, tablets, and accessories sold to retail chains.",
    "CustomerDescription": "Mid-size retail chains and independent electronics stores in the United States.",
    "BusSourceOfFunds": [
      "revenue_from_business_operations"
    ],
    "IllegalImmoralDisclosure": [
      "none_of_the_above"
    ],
    "DepositReasons": [
      "receiving_funds_against_invoices_from_customer"
    ],
    "PaymentReasons": [
      "trade_supplier_expense"
    ],
    "DepositLocations": [
      "usa"
    ],
    "PaymentLocations": [
      "usa"
    ],
    "HasEntity": true,
    "Penalty": false,
    "Litigation": false,
    "LiquidFunds": false,
    "BankAccountAnotherFinancialInstitution": true,
    "AdditionalBankAccountInstName": "Example Bank",
    "MobileCountryCode": 1,
    "LandlineCountryCode": 1,
    "MobilePhone": "2025550125",
    "LandlinePhone": "2025550127",
    "Website": true,
    "Url": "https://www.example.com",
    "Engage": "Wholesale distribution of consumer electronics to retail partners.",
    "EmpCount": "11_25",
    "BusinessName": "Example Holdings LLC",
    "DoingBusinessAs": "Example Holdings",
    "BusinessRegistrationCountry": "US",
    "BusinessTaxId": "12-3456789",
    "Ein": "123456789",
    "BusinessRegistrationNumber": "12345678",
    "BusinessFormationDate": "20200101",
    "InOperation": true,
    "OperationStartDate": "20200201",
    "OperateEstDate": "20200301",
    "BusinessIndustryType": "wholesale",
    "InternationalCustomers": [
      "Afghanistan"
    ],
    "HasCoinConversionPlan": false,
    "HasCryptoConversionPlan": false,
    "DealsInCryptocurrency": false,
    "Address": {
      "Street": "Example Street",
      "BuildingNumber": "221B",
      "City": "London",
      "State": "London",
      "PinCode": "NW16XE",
      "Country": "US"
    },
    "AddressList": [
      {
        "Street": "Example Street",
        "BuildingNumber": "221B",
        "City": "London",
        "State": "London",
        "PinCode": "NW16XE",
        "Country": "US",
        "Type": "MAILING"
      },
      {
        "Street": "Example Street",
        "BuildingNumber": "221B",
        "City": "London",
        "State": "London",
        "PinCode": "NW16XE",
        "Country": "US",
        "Type": "REGISTERED"
      }
    ],
    "Entities": [
      {
        "Relations": "subsidiary",
        "Name": "Example Subsidiary Ltd",
        "IncorpCountry": "US",
        "Website": "https://sub.example.com",
        "BusinessNature": "Wholesale distribution",
        "YearOfIncorporation": 2020,
        "PercentOwner": 100,
        "SourceOfWealthList": [
          "employment_compensation"
        ]
      }
    ]
  },
  "PrimaryIndividual": {
    "FirstName": "Ada",
    "MiddleName": "Mary",
    "LastName": "Lovelace",
    "MotherMaidenName": "Byron",
    "Dob": "19900131",
    "Nationality": "US",
    "Email": "ada1@example.com",
    "MobileCountryCode": 1,
    "MobilePhone": "2025550128",
    "TaxId": "TIN12345678",
    "Ssn": "123456789",
    "CountryOfIssuance": "US",
    "IsPrimaryUser": true,
    "IsShareHolder": true,
    "PercentOwner": 30,
    "IsAuthorizedUser": true,
    "Role": "ceo",
    "AccessType": "StdViewer",
    "IsAuthorizedContact": true,
    "IsAgentWithAttorneyPower": false,
    "IsDirector": true,
    "IsIndependentDirector": false,
    "IsControlPerson": true,
    "HaveControlOverEntity": true,
    "SourceOfWealthList": [
      "employment_compensation"
    ],
    "Address": {
      "Street": "Example Street",
      "BuildingNumber": "221B",
      "City": "Boston",
      "State": "Massachusetts",
      "PinCode": "02101",
      "Country": "US"
    },
    "Card": 1,
    "MailingAddress": {
      "Street": "Example Street",
      "BuildingNumber": "221B",
      "City": "Boston",
      "State": "Massachusetts",
      "PinCode": "02101",
      "Country": "US"
    }
  }
}

{
  "Business": {
    "Type": 1,
    "EntityType": "Limited_Liability_Company",
    "AmountOfInitialDeposit": 10000,
    "AverageBalance": 50000,
    "NumberOfMonthlyAchDeposits": 5,
    "AmountOfMonthlyAchDeposits": 10000,
    "NumberOfMonthlyDomesticWireDeposits": 3,
    "AmountOfMonthlyDomesticWireDeposits": 20000,
    "NumberOfMonthlyInternationalWireDeposits": 2,
    "AmountOfMonthlyInternationalWireDeposits": 15000,
    "NumberOfMonthlyAchPayments": 4,
    "AmountOfMonthlyAchPayments": 8000,
    "NumberOfMonthlyDomesticWirePayments": 3,
    "AmountOfMonthlyDomesticWirePayments": 12000,
    "NumberOfMonthlyInternationalWirePayments": 1,
    "AmountOfMonthlyInternationalWirePayments": 5000,
    "ExpectedAmountMonthlyDigitalCurrencyCustody": 0,
    "CountOfMonthlyCryptocurrencyConversions": 1,
    "AmountOfMonthlyCryptocurrencyConversions": 2000,
    "NumberOfMonthlyStablecoinConversionsDeposits": 2,
    "AmountOfMonthlyStablecoinConversionsDeposits": 4000,
    "NumberOfMonthlyStablecoinConversionsPayments": 2,
    "AmountOfMonthlyStablecoinConversionsPayments": 4000,
    "HasBusinessPlan": true,
    "Businesses": [
      "MSB_Crypto_Exchange_OTC_Liquidity_Provider_Remittance_FX_Business"
    ],
    "SignerFirstName": "Ada",
    "SignerMiddleName": "Mary",
    "SignerLastName": "Lovelace",
    "Tnc": true,
    "AcceptDelarationAggrement": true,
    "Signature": "Ada Lovelace",
    "RegulatedDisclosure": false,
    "RegulatoryAgency": [
      "OFAC"
    ],
    "MoneyServicesBusiness": false,
    "PrimaryBusinessModel": "Wholesale distribution to retail partners under annual supply agreements.",
    "MerchantAcquirerPsp": false,
    "Phone": "2025550126",
    "PrimaryBusinessActivities": "Wholesale distribution of consumer electronics to retail partners across the United States.",
    "BusinessProductServices": "Consumer electronics: laptops, tablets, and accessories sold to retail chains.",
    "CustomerDescription": "Mid-size retail chains and independent electronics stores in the United States.",
    "BusSourceOfFunds": [
      "revenue_from_business_operations"
    ],
    "IllegalImmoralDisclosure": [
      "none_of_the_above"
    ],
    "DepositReasons": [
      "receiving_funds_against_invoices_from_customer"
    ],
    "PaymentReasons": [
      "trade_supplier_expense"
    ],
    "DepositLocations": [
      "usa"
    ],
    "PaymentLocations": [
      "usa"
    ],
    "HasEntity": true,
    "Penalty": false,
    "Litigation": false,
    "LiquidFunds": false,
    "BankAccountAnotherFinancialInstitution": true,
    "AdditionalBankAccountInstName": "Example Bank",
    "MobileCountryCode": 1,
    "LandlineCountryCode": 1,
    "MobilePhone": "2025550125",
    "LandlinePhone": "2025550127",
    "Website": true,
    "Url": "https://www.example.com",
    "Engage": "Wholesale distribution of consumer electronics to retail partners.",
    "EmpCount": "11_25",
    "BusinessName": "Example Holdings LLC",
    "DoingBusinessAs": "Example Holdings",
    "BusinessRegistrationCountry": "US",
    "BusinessTaxId": "12-3456789",
    "Ein": "123456789",
    "BusinessRegistrationNumber": "12345678",
    "BusinessFormationDate": "20200101",
    "InOperation": true,
    "OperationStartDate": "20200201",
    "OperateEstDate": "20200301",
    "BusinessIndustryType": "wholesale",
    "InternationalCustomers": [
      "Afghanistan"
    ],
    "HasCoinConversionPlan": false,
    "HasCryptoConversionPlan": false,
    "DealsInCryptocurrency": false,
    "Address": {
      "Street": "Example Street",
      "BuildingNumber": "221B",
      "City": "London",
      "State": "London",
      "PinCode": "NW16XE",
      "Country": "US"
    },
    "AddressList": [
      {
        "Street": "Example Street",
        "BuildingNumber": "221B",
        "City": "London",
        "State": "London",
        "PinCode": "NW16XE",
        "Country": "US",
        "Type": "MAILING"
      },
      {
        "Street": "Example Street",
        "BuildingNumber": "221B",
        "City": "London",
        "State": "London",
        "PinCode": "NW16XE",
        "Country": "US",
        "Type": "REGISTERED"
      }
    ],
    "Entities": [
      {
        "Relations": "subsidiary",
        "Name": "Example Subsidiary Ltd",
        "IncorpCountry": "US",
        "Website": "https://sub.example.com",
        "BusinessNature": "Wholesale distribution",
        "YearOfIncorporation": 2020,
        "PercentOwner": 100,
        "SourceOfWealthList": [
          "employment_compensation"
        ]
      }
    ]
  },
  "PrimaryIndividual": {
    "FirstName": "Ada",
    "MiddleName": "Mary",
    "LastName": "Lovelace",
    "MotherMaidenName": "Byron",
    "Dob": "19900131",
    "Nationality": "US",
    "Email": "ada1@example.com",
    "MobileCountryCode": 1,
    "MobilePhone": "2025550128",
    "TaxId": "TIN12345678",
    "Ssn": "123456789",
    "CountryOfIssuance": "US",
    "IsPrimaryUser": true,
    "IsShareHolder": true,
    "PercentOwner": 30,
    "IsAuthorizedUser": true,
    "Role": "ceo",
    "AccessType": "StdViewer",
    "IsAuthorizedContact": true,
    "IsAgentWithAttorneyPower": false,
    "IsDirector": true,
    "IsIndependentDirector": false,
    "IsControlPerson": true,
    "HaveControlOverEntity": true,
    "SourceOfWealthList": [
      "employment_compensation"
    ],
    "Address": {
      "Street": "Example Street",
      "BuildingNumber": "221B",
      "City": "Boston",
      "State": "Massachusetts",
      "PinCode": "02101",
      "Country": "US"
    },
    "Card": 1,
    "MailingAddress": {
      "Street": "Example Street",
      "BuildingNumber": "221B",
      "City": "Boston",
      "State": "Massachusetts",
      "PinCode": "02101",
      "Country": "US"
    }
  }
}

Response

Field	Type	Possible values	Description
`ResponseCode`	integer	200 \| 201 \| 204 \| 301 \| 400 \| 401 \| 403 \| 404 \| 410 \| 422 \| 500 \| 503	API result code in the response envelope. Indicates success or the error category (e.g. 200 success, 400 bad request, 401 unauthorized).
`ResponseMessage`	string	Success \| Created \| NoContent \| BadRequest \| Unauthorized \| Forbidden \| NotFound \| Gone \| UnprocessableContent \| ServerError \| ResourceMoved \| ServiceUnAvailable \| UnProcessableEntity	Human-readable label paired with ResponseCode (e.g. Success, BadRequest, Unauthorized). Use with ResponseCode to interpret the outcome.
`ResponseData`	object	Please refer to below example for response body	The saved business object. `ApplicationId` is the application ID to use on all subsequent calls (GET detail, submit-individual, ask/answer, document/upload, etc.).

Example response

{
  "ResponseCode": 200,
  "ResponseMessage": "Success",
  "ResponseData": {
    "Version": 0,
    "Id": "6a585058e557d865e30a8d4f",
    "Type": 1,
    "CreatedAt": 1784172632,
    "UpdatedAt": 1784172632,
    "EntityType": "Limited_Liability_Company",
    "AmountOfInitialDeposit": 10000,
    "AverageBalance": 50000,
    "NumberOfMonthlyAchDeposits": 5,
    "AmountOfMonthlyAchDeposits": 10000,
    "NumberOfMonthlyDomesticWireDeposits": 3,
    "AmountOfMonthlyDomesticWireDeposits": 20000,
    "NumberOfMonthlyInternationalWireDeposits": 2,
    "AmountOfMonthlyInternationalWireDeposits": 15000,
    "NumberOfMonthlyAchPayments": 4,
    "AmountOfMonthlyAchPayments": 8000,
    "NumberOfMonthlyDomesticWirePayments": 3,
    "AmountOfMonthlyDomesticWirePayments": 12000,
    "NumberOfMonthlyInternationalWirePayments": 1,
    "AmountOfMonthlyInternationalWirePayments": 5000,
    "ExpectedAmountMonthlyDigitalCurrencyCustody": 0,
    "CountOfMonthlyCryptocurrencyConversions": 1,
    "AmountOfMonthlyCryptocurrencyConversions": 2000,
    "NumberOfMonthlyStablecoinConversionsDeposits": 2,
    "AmountOfMonthlyStablecoinConversionsDeposits": 4000,
    "NumberOfMonthlyStablecoinConversionsPayments": 2,
    "AmountOfMonthlyStablecoinConversionsPayments": 4000,
    "HasBusinessPlan": true,
    "Businesses": [
      "MSB_Crypto_Exchange_OTC_Liquidity_Provider_Remittance_FX_Business"
    ],
    "SignerFirstName": "Ada",
    "SignerMiddleName": "Mary",
    "SignerLastName": "Lovelace",
    "Tnc": true,
    "AcceptDelarationAggrement": true,
    "Signature": "Ada Lovelace",
    "RegulatedDisclosure": false,
    "RegulatoryAgency": [
      "OFAC"
    ],
    "MoneyServicesBusiness": false,
    "PrimaryBusinessModel": "Wholesale distribution to retail partners under annual supply agreements.",
    "MerchantAcquirerPsp": false,
    "Phone": "2025550126",
    "PrimaryBusinessActivities": "Wholesale distribution of consumer electronics to retail partners across the United States.",
    "BusinessProductServices": "Consumer electronics: laptops, tablets, and accessories sold to retail chains.",
    "CustomerDescription": "Mid-size retail chains and independent electronics stores in the United States.",
    "BusSourceOfFunds": [
      "revenue_from_business_operations"
    ],
    "IllegalImmoralDisclosure": [
      "none_of_the_above"
    ],
    "DepositReasons": [
      "receiving_funds_against_invoices_from_customer"
    ],
    "PaymentReasons": [
      "trade_supplier_expense"
    ],
    "DepositLocations": [
      "usa"
    ],
    "PaymentLocations": [
      "usa"
    ],
    "HasEntity": true,
    "Entities": [
      {
        "Relations": "subsidiary",
        "Name": "Example Subsidiary Ltd",
        "Website": "https://sub.example.com",
        "IncorpCountry": "US",
        "SourceOfWealthList": [
          "employment_compensation"
        ],
        "YearOfIncorporation": 2020,
        "BusinessNature": "Wholesale distribution",
        "PercentOwner": 100
      }
    ],
    "Penalty": false,
    "Litigation": false,
    "LiquidFunds": false,
    "BankAccountAnotherFinancialInstitution": true,
    "AdditionalBankAccountInstName": "Example Bank",
    "MobileCountryCode": 1,
    "LandlineCountryCode": 1,
    "MobilePhone": "2025550125",
    "LandlinePhone": "2025550127",
    "Website": true,
    "Url": "https://www.example.com",
    "Engage": "Wholesale distribution of consumer electronics to retail partners.",
    "EmpCount": "11_25",
    "BusinessName": "Example Holdings LLC",
    "DoingBusinessAs": "Example Holdings",
    "AddressList": [
      {
        "City": "London",
        "State": "London",
        "Country": "US",
        "PinCode": "NW16XE",
        "Street": "Example Street",
        "BuildingNumber": "221B",
        "Type": "MAILING"
      },
      {
        "City": "London",
        "State": "London",
        "Country": "US",
        "PinCode": "NW16XE",
        "Street": "Example Street",
        "BuildingNumber": "221B",
        "Type": "REGISTERED"
      }
    ],
    "Address": {
      "City": "London",
      "State": "London",
      "Country": "US",
      "PinCode": "NW16XE",
      "Street": "Example Street",
      "BuildingNumber": "221B"
    },
    "BusinessRegistrationCountry": "US",
    "BusinessTaxId": "12-3456789",
    "Ein": "123456789",
    "BusinessRegistrationNumber": "12345678",
    "BusinessFormationDate": "20200101",
    "InOperation": true,
    "OperationStartDate": "20200201",
    "OperateEstDate": "20200301",
    "BusinessIndustryType": "wholesale",
    "InternationalCustomers": [
      "Afghanistan"
    ],
    "HasCoinConversionPlan": false,
    "HasCryptoConversionPlan": false,
    "DealsInCryptocurrency": false
  }
}

{
  "ResponseCode": 200,
  "ResponseMessage": "Success",
  "ResponseData": {
    "Version": 0,
    "Id": "6a585058e557d865e30a8d4f",
    "Type": 1,
    "CreatedAt": 1784172632,
    "UpdatedAt": 1784172632,
    "EntityType": "Limited_Liability_Company",
    "AmountOfInitialDeposit": 10000,
    "AverageBalance": 50000,
    "NumberOfMonthlyAchDeposits": 5,
    "AmountOfMonthlyAchDeposits": 10000,
    "NumberOfMonthlyDomesticWireDeposits": 3,
    "AmountOfMonthlyDomesticWireDeposits": 20000,
    "NumberOfMonthlyInternationalWireDeposits": 2,
    "AmountOfMonthlyInternationalWireDeposits": 15000,
    "NumberOfMonthlyAchPayments": 4,
    "AmountOfMonthlyAchPayments": 8000,
    "NumberOfMonthlyDomesticWirePayments": 3,
    "AmountOfMonthlyDomesticWirePayments": 12000,
    "NumberOfMonthlyInternationalWirePayments": 1,
    "AmountOfMonthlyInternationalWirePayments": 5000,
    "ExpectedAmountMonthlyDigitalCurrencyCustody": 0,
    "CountOfMonthlyCryptocurrencyConversions": 1,
    "AmountOfMonthlyCryptocurrencyConversions": 2000,
    "NumberOfMonthlyStablecoinConversionsDeposits": 2,
    "AmountOfMonthlyStablecoinConversionsDeposits": 4000,
    "NumberOfMonthlyStablecoinConversionsPayments": 2,
    "AmountOfMonthlyStablecoinConversionsPayments": 4000,
    "HasBusinessPlan": true,
    "Businesses": [
      "MSB_Crypto_Exchange_OTC_Liquidity_Provider_Remittance_FX_Business"
    ],
    "SignerFirstName": "Ada",
    "SignerMiddleName": "Mary",
    "SignerLastName": "Lovelace",
    "Tnc": true,
    "AcceptDelarationAggrement": true,
    "Signature": "Ada Lovelace",
    "RegulatedDisclosure": false,
    "RegulatoryAgency": [
      "OFAC"
    ],
    "MoneyServicesBusiness": false,
    "PrimaryBusinessModel": "Wholesale distribution to retail partners under annual supply agreements.",
    "MerchantAcquirerPsp": false,
    "Phone": "2025550126",
    "PrimaryBusinessActivities": "Wholesale distribution of consumer electronics to retail partners across the United States.",
    "BusinessProductServices": "Consumer electronics: laptops, tablets, and accessories sold to retail chains.",
    "CustomerDescription": "Mid-size retail chains and independent electronics stores in the United States.",
    "BusSourceOfFunds": [
      "revenue_from_business_operations"
    ],
    "IllegalImmoralDisclosure": [
      "none_of_the_above"
    ],
    "DepositReasons": [
      "receiving_funds_against_invoices_from_customer"
    ],
    "PaymentReasons": [
      "trade_supplier_expense"
    ],
    "DepositLocations": [
      "usa"
    ],
    "PaymentLocations": [
      "usa"
    ],
    "HasEntity": true,
    "Entities": [
      {
        "Relations": "subsidiary",
        "Name": "Example Subsidiary Ltd",
        "Website": "https://sub.example.com",
        "IncorpCountry": "US",
        "SourceOfWealthList": [
          "employment_compensation"
        ],
        "YearOfIncorporation": 2020,
        "BusinessNature": "Wholesale distribution",
        "PercentOwner": 100
      }
    ],
    "Penalty": false,
    "Litigation": false,
    "LiquidFunds": false,
    "BankAccountAnotherFinancialInstitution": true,
    "AdditionalBankAccountInstName": "Example Bank",
    "MobileCountryCode": 1,
    "LandlineCountryCode": 1,
    "MobilePhone": "2025550125",
    "LandlinePhone": "2025550127",
    "Website": true,
    "Url": "https://www.example.com",
    "Engage": "Wholesale distribution of consumer electronics to retail partners.",
    "EmpCount": "11_25",
    "BusinessName": "Example Holdings LLC",
    "DoingBusinessAs": "Example Holdings",
    "AddressList": [
      {
        "City": "London",
        "State": "London",
        "Country": "US",
        "PinCode": "NW16XE",
        "Street": "Example Street",
        "BuildingNumber": "221B",
        "Type": "MAILING"
      },
      {
        "City": "London",
        "State": "London",
        "Country": "US",
        "PinCode": "NW16XE",
        "Street": "Example Street",
        "BuildingNumber": "221B",
        "Type": "REGISTERED"
      }
    ],
    "Address": {
      "City": "London",
      "State": "London",
      "Country": "US",
      "PinCode": "NW16XE",
      "Street": "Example Street",
      "BuildingNumber": "221B"
    },
    "BusinessRegistrationCountry": "US",
    "BusinessTaxId": "12-3456789",
    "Ein": "123456789",
    "BusinessRegistrationNumber": "12345678",
    "BusinessFormationDate": "20200101",
    "InOperation": true,
    "OperationStartDate": "20200201",
    "OperateEstDate": "20200301",
    "BusinessIndustryType": "wholesale",
    "InternationalCustomers": [
      "Afghanistan"
    ],
    "HasCoinConversionPlan": false,
    "HasCryptoConversionPlan": false,
    "DealsInCryptocurrency": false
  }
}

On create, `Version` will be 0. On re-submit, `Version` increments. Use `ApplicationId` from the response as the `id` path param for `GET /application/detail/{id}` and as `ApplicationId` in subsequent individual/document operations.

A 400 with `invalid_param` is returned if the email is already in use.

ℹ Note

A 423 Application Locked response is returned when the application is in a locked or final status. No further modifications are permitted until FV Bank unlocks the application.

ℹ Note

On 400 validation errors, each error in ResponseErrors includes a Field property that identifies the failing PascalCase request body field (e.g. Business.Phone, Email, Address.City). Use this to surface precise field-level error messages in your UI.

Requires `session-token: {SessionToken}` from Create GMA Session. Use the same client IP as authentication.